The Two Truths Every Family Must Know About Life Insurance

Americans Born Between 1960-1995 With No Life Insurance Must Read This

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One surprising survey and two discount opportunities reveal that life insurance may be more affordable than many realize. This applies to those aged 25 to 49. Without life insurance, your family must find enough money to pay for surging burial costs, any debts, mortgages, and car loans.

At one point, life insurance was expensive and a slow paperwork process. Because all families and couples truly need life insurance, it's no wonder Rate Fetcher is being used by millions. They've been able to streamline the paperwork process and save consumers money.

Of the families who have no life insurance coverage, 62% say they would be in immediate financial trouble if a primary wage earner died, but most of those fears it's just too expensive. Research shows that people overestimate their costs by as much as 300%.

If you're under 50 years old and don't smoke, you may qualify for these two major discounts, and get up to $3 million in term life coverage. The best part is that monthly costs are as little as $23 with a 30-day money-back guarantee.

This is why term life plans are popular. You choose to be covered for a number of years (such as 10 to 30). If you pass during this time period, your family will be paid and financially secure.

Here's what many use their coverage for:

The average cost to raise a child is $245,000 and the home price is $188,900. If you have children and a mortgage, it recommended having $500,000 in term coverage.

Also, it may be used to pay for a funeral or a cremation. Because the average funeral is over $7,000, it's not a surprise that getting covered is important.

There are dozens of life insurers – But here's how to get a low rate

This new startup streamlined a 100% online process with an instant decision and shows your rate online. Used by thousands weekly, customers are using them and finding what they're looking for – low-cost coverage. 

Step 1) Select your age below.

Step 2) On the next page, complete the 60-second questionnaire, and you'll have the opportunity to find a low rate in your area to possibly save hundreds per year.

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